In this brief guide, we are going to talk about Mortgage intelligence. You may be considering mortgage intelligence if you are looking to get a mortgage.

Who are Mortgage intelligence?

Mortgage intelligence is an award-winning mortgage and insurance network & club. They claim to “ help mortgage and insurance brokers achieve more through an unrivalled, highly experienced team.”

Mortgage intelligence is very proud of its much faster payments and better training which it provides its financial advisers with.

The mortgage network

The mortgage intelligence mortgage network has been in business for over 20years. It allows their appointed representatives to enjoy an unparalleled level of service, especially in regards to its technology, marketing and compliance features.

In regards to their technology for the mortgage network, mortgage intelligence state on their website “Our market leading point of sale software, works seamlessly with our sourcing system, providing you with all the tools you need to manage your business and service your clients easily in one place.

• Fully compliant point-of-sale sourcing software

• Customer relationship management solution

• Business management and reporting

• Simple fee and commission tracking

• Online support and training resources delivered 24/7 through our members only portal”

In regards to their compliance for the mortgage network, mortgage intelligence state “With some of the most experienced staff in the industry, our team of compliance specialists are dedicated to the ongoing review of the regulatory environment, allowing you more time to focus on your customers.

• Online and telephone-based support

• Compliance specialists provide visits, training and audits

• We’ll take care of your FCA registration

• Cover your professional indemnity insurance

• Access to our online resource centre

• Regular updates and communications on key regulatory issues  “

In regards to marketing for the mortgage network, mortgage intelligence state on their website “With some of the most experienced staff in the industry, our team of compliance specialists are dedicated to the ongoing review of the regulatory environment, allowing you more time to focus on your customers.

• Online and telephone-based support

• Compliance specialists provide visits, training and audits

• We’ll take care of your FCA registration

• Cover your professional indemnity insurance

• Access to our online resource centre

• Regular updates and communications on key regulatory issues  “

In regards to the support you can expect to receive as an appointed representative of mortgage intelligence they state on their website “  Our mortgage and insurance product experts work closely with industry bodies, lenders and providers to ensure they have the very latest information to hand.

• Dedicated Business Assurance Team

• Dedicated Business Development Manager

• Exclusive free access to our Broker Support Team

• Access to our Protection Support Team“

How to contact Mortgage intelligence:

You can contact mortgage intelligence by writing to them via the web form on their website or via telephone on 0345 130 7446 for general inquiries

You Can also contact mortgage intelligence via email at  [email protected]

Alternatively, you can contact them via post at:

Roddis House

12 Old Christchurch Road

Bournemouth

Dorset

BH1 1LG

Using a mortgage broker

You may want to consider using an independent mortgage broker to get a mortgage.

Mortgage brokers are important as they can access mortgage products from across the whole of the market in some cases. This could be over 11,000 mortgage products. This may have some advantages than going directly to a mortgage lender.

A mortgage broker will look to understand your financial circumstances and then provide recommendations on which mortgage products may be suitable for you.

After giving you these mortgage recommendations, most mortgage brokers will seek your consent to apply for a mortgage in principle. This will allow you to shop for your home easier as more estate agents and sellers may take you seriously or it will give you confidence that your remortgage is indeed a possibility before you make a full mortgage application. Once you have found a home you want to buy or are satisfied with the mortgage offer for your remortgage then the mortgage broker will then look to get you a mortgage offer.

This will come with a key facts illustration document which details out the features of your mortgage including how much you will pay per month if there are any limits such as early repayment fees, or annual overpayment limits.

If you are happy with everything you can then go on to secure your  mortgage with the help of a conveyancer. Your conveyancer will manage the legal searches on the property to ensure there aren’t any issues with it, they will oversee the sales agreement to ensure it is in your best interest, they will manage the transfer of mortgage funds, exchange contracts with the seller or their conveyancer and set a completion date with the seller or their conveyancer.

In this brief guide, we discussed mortgage intelligence. If you have any questions or comments please let us know.