In this brief guide, we will discuss Lloyds residential. As with all letting agencies, you should be sure of their fees before you sign up to them.

Who are Lloyds residential?

Lloyds Residential is a lettings agency which covers East London and the Western part of Essex. Lloyds residential was founded in 1997 and has been successfully operating ever since.

Our directors have a combined experience of over 50 years of local marketing knowledge and expertise within the residential lettings industry.

Lloyds residential offer guaranteed rent with every tenancy this means that the landlords who let properties through them could have some peace of mind.

There are two main branches in Watford and Bethnal.

Lloyds residential

How to contact Lloyds residential

Bethnal Green:

You can contact Lloyds residential  via phone on:020 7033 9888

You can also contact them via post: 435 Bethnal Green Road,

London, E2 0AN

You can finally contact them via  email at: [email protected]

Woodford

You can also contact them via post: :356 High Road, Woodford Green,

Essex, IG8 0XQ

You can contact Lloyds residential  via phone on: 020 8505 6494

You can finally contact them via  email at [email protected]

Getting a mortgage for your Lloyds residential property

You may want to consider using an independent mortgage broker to get a mortgage.

Mortgage brokers are important as they can access mortgage products from across the whole of the market in some cases. This could be over 11,000 mortgage products. This may have some advantages than going directly to a mortgage lender.

A mortgage broker will look to understand your financial circumstances and then provide recommendations on which mortgage products may be suitable for you.

After giving you these mortgage recommendations, most mortgage brokers will seek your consent to apply for a mortgage in principle. This will allow you to shop for your home easier as more estate agents and sellers may take you seriously or it will give you confidence that your remortgage is indeed a possibility before you make a full mortgage application. Once you have found a home you want to buy or are satisfied with the mortgage offer for your remortgage then the mortgage broker will then look to get you a mortgage offer.

This will come with a key facts illustration document which details out the features of your mortgage including how much you will pay per month if there are any limits such as early repayment fees, or annual overpayment limits.

If you are happy with everything you can then go on to secure your mortgage with the help of a conveyancer. Your conveyancer will manage the legal searches on the property to ensure there aren’t any issues with it, they will oversee the sales agreement to ensure it is in your best interest, they will manage the transfer of mortgage funds, exchange contracts with the seller or their conveyancer and set a completion date with the seller or their conveyancer.

In this brief guide, we discussed the Lloyds residential Estate agents. If you have any comments or questions please let us know below.

John Bate

John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.