Everything you need to
£43,125 left to hit your mortgage
Set your property target
Tell us about your intended property, Its price range, location, your timeline and current savings.
Lenders will only loan if they can be sure you have the income to pay it back monthly.
We recommend having a minimum income of £43,000 before applying
Try either reducing your property target, adding time to your timeline or adding a person to buy with
Home buying schemes
We pre qualify you for home buying schemes which can reduce your minimum deposit by up to 35% & ensure that you remain eligible.
This scheme lends you up to 20% of your mortgage for a new build home. You will need a 5% deposit. The london help to buy lends you up to 40%. Scheme ends 2021.See more
This scheme will give you 25% in government bonus for every £200 you save up to a maximum £3000. Scheme ends late 2019.See more
This scheme allows council tenants to buy their properties at a discounted price.The maximum discount is £80,900 outside London and £108,000 in London.See more
This scheme allows you to buy part of a home and pay rent on the remaining.You can then increase your ownership when affordable.See more
If you don’t see any scheme you like, you can look to meet the eligibility of any Home buying scheme from this list.See all schemes
Build a mortgage deposit
We help cut down your monthly committed expenditure, maximise your savings and introduce you to Government schemes that boost your savings.
It’s safe for you to save £500. This is based on your monthly income and your commited debts.
Your target may be too much of a burden for you to save each month as it doesn’t fit comfortably into your disposable income
Try either reducing your property target, adding time to your timeline or adding a person to buy with.
Co-planning? Or open to buying with others
Plan with friends or get matched with co-buyers within your criteria to reduce your timeline on to the property ladder.
Increased by 20 points since 7 July
You need to save £115 more this month to reach the monthly goal of £975
14 days left
Save £345 / year by switching your Capital one credit card to VanquisSwitch now
You only live once, but if you do it right, once is enough
Our goal is to make achieving your financial plans as simple as possible, from getting on the property ladder to reducing your existing debt. Huuti is financial wellbeing at its simplest.
We offer a free service where you can handle everything to do with your financial plans in one place.